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Florida Remediation Conference
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Suzi Horn and Edwin Baez

Presentation Title:

Did you know? Environmental Insurance Edition 

Suzi Horn, Environmental Risk Advisor, Hylant  

Edwin Baez, Specialty Risks - Environmental, Beazley

Abstract:

You might not realize it, but an environmental insurance policy can provide valuable coverage for contaminated properties and parties involved.     We will provide an introduction on coverage provided, standard terms and conditions, and how an environmental insurance policy works.     We will also provide real life examples or discussions of how environmental insurance can assist a transaction or provide risk management regarding:    1. Liability protection for Knowns and who is covered  2. Cleanup costs and liability protection for Unknowns  3. Operational coverage    4. Transportation and Disposal coverage  5. Reopener/Emerging Contaminants   6. Indoor Air Quality Concerns    7. Bad Neighbors – Odor, Vapor Intrusion, Bioterrorism    

Horn Bio:

Suzi is a licensed attorney and a property and casualty broker with experience in the legal, environmental and insurance sectors. She assists clients with the development of exposure-specific pollution insurance programs and specializes in complex pollution placements.

Baez Bio:

Edwin Baez is an Environmental Underwriter with Beazley Environmental. With over 20 years of environment underwriting experience, Edwin works out of Beazley's Miami office and underwrites site pollution placements for complex brownfield redevelopment sites, real estate transactions. and merger and acquisition risk. He holds a Bachelor of Arts in Earth Science and Bachelor of Science in Environmental Engineering from Columbia University. He completed his MBA at Loyola University Chicago, while living and working in Chicago. He holds CPCU. ARe. CRIS. and CLCS insurance designations.

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